The film opens in Kuwait, August 1990, with Indian businessman Ranjit Katiyal clinching a business deal with the Emir of Kuwait. Katiyal is a ruthless businessman who will go to any lengths to make a profit. He is successful and well connected in Kuwait and Iraq and calls himself a Kuwaiti and is generally derisive towards Indians. He has a well-appointed mansion in Kuwait and makes a happy home with his wife Amrita and little daughter Simu.

Late that evening he receives a word that Iraq has attacked Kuwait. He explains that Iraq and Kuwait have had tense relations: Iraq owes a large dollar debt to Kuwait and Saddam has urged the Kuwaiti establishment to reduce oil supply so prices can rise. When Kuwait refused and remained defiant Saddam ordered the attack. At this point, Katiyal believes the attack is one of the many minor border skirmishes. He asks Amrita to take the child away to London for a few days until things cool down.

In short order he discovers Iraqi soldiers are overrunning Kuwait and plundering the city and indiscriminately targeting and murdering Kuwaiti citizens. Katiyal and Nair, his Indian driver, drive to the Indian Embassy. They are stopped by angry teenage Iraqi soldiers and when Nair begins pleading in Arabic he is shot dead. Katiyal manages to reach the Embassy. The consul, a friend of Katiyal, explains that the Kuwaiti government has fled and Kuwaiti money is now worthless. The 170,000 Indians in Kuwait are now refugees until India decides its policy.

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